Employers carry fiduciary liability when they sponsor a plan for their employees. As your advisor, we also serve as a fiduciary to your plan.

We can serve as a fiduciary either as a consultant under a non-discretionary 3(21) fiduciary status or as a manager under a discretionary 3(38) fiduciary arrangement. We have experience working with a variety of plans (defined contribution, defined benefit, and non-qualified plans).

We understand that employers, or plan sponsors, are more interested in spending time growing their businesses rather than in managing employee benefits.

It’s our commitment to simplify the work of Employers and Trustees. We do this by providing a well-defined and structured service platform to address the responsibilities of plan fiduciaries, along with limiting their time commitment.

It’s our commitment to simplify the work of Employers and Trustees.

In addition to covering their compliance obligations, we work with clients to assure the plan design and investments help both the employer and employees pursue their objectives – this includes providing a meaningful, cost-effective, and valued employee benefit.

Services & Benefits

We have well-established relationships with numerous industry-leading providers; please contact us to learn more.

Some of the services and benefits we provide:

  1. Plan design and implementation
    • Collaborate with plan service providers (TPA, Record-keeper, and Custodian)
    • Draft Statement of Investment Policy, Fee Policy Statement, and Investment Advisory Agreement
    • Evaluate plan investment options
  2. Employee education
    • Conduct enrollment and employee update meetings
    • Provide plan sponsors (employers) with notices to distribute to participants when changes are made to the plan
    • Educate and assist participants (employees) in planning for their financial future
  3. Plan sponsor partner
    • Monitor investments, plan the structure, and facilitate changes as called for
    • Provide insight and perspective on the economy and financial markets
    • Inform employers of any upcoming regulatory issues or changes that may impact their plan
    • Compare and monitor plan expenses and services in relation to industry benchmarks

Contact Us

Interested in more information? Reach out and let’s explore how we can support you in achieving your financial goals.